Allaire Elder Law


Allaire Elder Law

Medicaid Benefits

Many elderly Americans fear the prospect of losing their home or needing to spend down their assets in order to qualify for Medicaid. Unfortunately, adult children of senior citizens can be faced with selling their parent’s home in order to qualify for Medicaid and other healthcare benefits. At Allaire Elder Law, our Medicaid planning attorney will work with you to help develop innovative solutions that can help elderly people keep their home and avoid depleting their assets.

Medicaid Planning Asset Protection

Did you know that nursing homes can cost between $120,000 and $180,000 a year? Make sure that you receive the benefits to which you are entitled under the Medicare and Medicaid program. We are able to employ a number of basic strategies and tools when helping you plan for Medicaid asset protection.


We can represent clients with the following planning tools for Medicaid in:


Irrevocable trusts

Irrevocable trusts

This is commonly used for asset protection, as opposed to a revocable trust which is typically used for minor children, or privacy and expediency to avoid a full probate process. The terms cannot be changed, therefore this type of trust is typically not appropriate before age 65.
Pooled Asset Trusts

Pooled Asset Trusts

This is run by non-profit companies authorized by the state to manage and maintain such an account. This is typically funded either by a lump sum, or with monthly income, as an allowable spenddown method to maintain eligibility for benefits programs such as Medicaid.

Charitable Remainder Trusts

Charitable Remainder Trusts

This is a specific type of irrevocable trust which generates income for the beneficiaries (one of whom may be the grantor), with the remainder of the assets, upon termination of the trust, donated to the selected charity/charities.

Reallocation of Assets

Reallocation of Assets

Modifying the percentage of any given type of assets in one’s portfolio, which should reflect the changing expectations for an individual’s monthly bill needs and income sources to account for risk tolerance and time horizon.

Why Hire a Medicaid Planning Attorney?

Most citizens pay for long-term care through Medicaid. Medicare is not the same as Medicaid and only pays for a portion of skilled nursing care during rehabilitation. Private insurance usually pays for even less! The result is that most people pay for long-term care out of their own resources until they become eligible for Medicaid. To be eligible, you must become financially eligible under the program’s guidelines. Most people need an experienced attorney well-versed in elder law to prepare their plan for long-term care. This is why so many people contact the Medicaid planning lawyer at Allaire Elder Law

It’s not just the elderly population that may find themselves in need of long-term health care. When disabled adult children or a disabled spouse needs long-term care, creating a trust or transferring assets may be an option to qualify for Medicaid. Our Medicaid planning lawyers can advise you on transferring assets from one spouse to another, establishing a special needs trust, or keeping your home without losing your Medicaid eligibility or benefits.

We Can Help

At Allaire Elder Law, we can help save the family home and ensure that Medicaid works as it should. We can help to make sure that you and your loved ones get the care they need, and the protection they deserve
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Medicaid Attorneys

Stephen O. Allaire
Stephen O. AllaireAttorney At Law - View Bio[email protected]
Halley Allaire
Halley AllaireAttorney At Law - View Bio[email protected]


Medicaid Coordinators

Irene H. Zanardi
Irene H. ZanardiMedicaid Paralegal[email protected]
 Jessica Sevigny
Jessica SevignyMedicaid Paralegal[email protected]
 Amanda Jurasek
Amanda JurasekMedicaid Paralegal[email protected]
Darlene M. Bossi
Darlene M. BossiMedicaid Coordinator[email protected]


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PH:  (860) 259-1500
Fax: (860) 259-1502

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