When one spouse of a married couple has serious physical or cognitive issues that require far more care than the healthy spouse can give, the goal is to find appropriate care, hopefully at home, to provide the help necessary to keep the sick one safe and the healthy one sane. With a typical situation of a gradual decline in the ability to do the normal activities of daily living (ADLs), such as eating, transferring, bathing, dressing, and toileting, and staying safe from harm, the spouse and or children who live nearby often provide that care. In our experience, the family members frequently push themselves far beyond what they can realistically do on a long term basis. At some point their hard efforts may not be enough to keep the needy spouse safe. That is when it is important for families to find good advice and counsel on what state and federal programs and funding may be available to help keep the sick spouse safe and living in the best environment possible, and the healthy one sane. Safe is a key word here because the care, whether given by the family or caregiving agencies, or in an institution has to be enough to avoid serious accidents, or even minor accidents that can reduce the ability to stay at home.