Should I Give My Kids the House? Families often wonder what they should do to protect their home and money if they need care. The truth is the State does not take the assets when someone needs Medicaid.

The Closest Alligator There always seem to be a million tasks to do, in all phases of life. Put away your toys! Finish your homework! Apply for those jobs! Make another report! Change the diapers! Do the laundry! Clean the house! Cut the lawn! Put out the decorations! Even after retirement life seems to change into the same.

The Retirement After-Party A 30-year-old friend says he wants to retire. To me, retirement in your 30s is only a pipe dream. Even if you could do that financially, would you be happy? There is so much satisfaction and purpose in working a job you like. Lying around all day, gaming or whatever he plans to do, I am sure that he will grow old very quickly.

Why do I need Probate? Many people fear probate because they believe it is a nightmare to do, or costs a LOT. But it does not have to take more than 6 to 8 months as long as no one is fighting about anything. Often the process is closer to 2 months, if you pre-plan well. Plus, there are a lot of benefits that come with it. Many families are surprised to learn they need to go through probate years after a loved one has died. This usually comes up because they are trying to sell the family home.

OBBBA and Medicaid Updates Recently, the One Big Beautiful Bill Act (OBBBA) became law. Among the many changes this law makes are some which will impact Medicaid in future. As the aging population grows, these funding changes will directly impact how services are delivered across the nation. Here’s a breakdown of the law as it relates to long term care Medicaid for adults over 65.

Growing old is never easy, as we all know. During our lives, we take time to evaluate what we can and cannot do for ourselves. When we’re kids, we check who can run the fastest compared to other kids. When we’re teenagers, we start to check how tall we are. When we’re adults, we make sure to not get too ambitious in joining the kids on the trampoline without stretching. But when we’re reaching elderly age, we need to make another checklist to make sure that we’re living at our best, and to help ourselves.