We all want to pass on our hard earned estate to our heirs. But, depending on the age and circumstances of the heirs, the safe and meaningful way to do it can vary greatly. Young children or young adults do not have the ability or experience to handle a large chunk of money suddenly placed in their lap. After years of seeing such situations, it is sad to say that relatives or friends may show up asking for some of that money. So protect your children who due to youthfulness may lose a good part of their inheritance.

Many families sooner or later face the problems and stress of giving care to a spouse or elder parent with some degree of dementia or physical decline. In each case the spouse or children, all feel the anxiety and stress of worrying about the safety and well being of the older loved ones. If you are anxious for your loved one, and feel overwhelmed by the unrelenting demands, that is a clear sign that not only is the family member not be safe for any number of reason, but outside help is needed.

If there is one recurring question that most everyone has, it is “why do we have to do probate?”
The answer for those who spend a few minutes to understand it, and plan accordingly, is fairly
simple. You don’t have to do probate if you don’t have probate assets. Non-probate assets are
any assets that automatically pass to your beneficiaries without the need for a court order. It’s
fairly simple, but you must be careful in how you own and title your assets.

Once again, in honor and memory of all those mothers suffering from dementia and needing care or those who passed away, this repeats the annual article on our feelings for them. These were my feelings many years ago when searching for a card for my mother. This is about a trip to the card display before Mother’s Day. As everyone knows, just any card won’t do for your mother. Not for the wonderful person who gave birth to you,
nurtured you, fed you, cured the pain on your bruised shin, and overall gave you the unconditional love and warmth and feeling of security that let you grow and bloom into the adult you have become.

Wanting to protect your home and pass it on to your kids is a universal desire. But there are good ways and bad ways to do that. An old adage that “timing is everything’ applies.

The answer is everyone over the age of eighteen. Why? Because at any time in our lives we may become incapacitated, or out of contact and if medical or financial decisions need to be made, then someone you trust should be given the power to make those decisions for you. Military personnel and others who may be assigned to out of the way places always have those two legal documents in place, just in case they are needed. Any of us could be driving down the street and get hit by an inattentive driver. If the ambulance takes you to a hospital unconscious, and you need care decisions made, who do you trust to make those medical decisions. And if for a short time period, or a long time, you are incapable of making those decisions, you want the person you trust to make good decisions in keeping with your wishes. That person must have the emotional strength to make regular decisions or end of life decisions, which in many cases are difficult because emotions are deeply intertwined, even if it is clear that there is no hope.